Call reports 2024
WINTRUST BANK, NATIONAL ASSOCIATION — 2024
What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 9,588,422,000 | 9,565,550,000 | 9,579,552,000 | 9,436,117,000 |
| Total loans | 8,024,502,000 | 8,066,733,000 | 8,106,032,000 | 7,881,000,000 |
| Allowance for loan losses | 90,805,000 | 105,831,000 | 84,730,000 | 79,933,000 |
| Securities available for sale | 336,280,000 | 328,158,000 | 339,114,000 | 315,060,000 |
| Securities held to maturity | 204,039,000 | 202,167,000 | 200,157,000 | 198,271,000 |
| Trading assets | 76,240,000 | 77,456,000 | 66,025,000 | 62,249,000 |
| Total deposits | 8,208,493,000 | 8,297,727,000 | 8,332,504,000 | 8,162,476,000 |
| Interest-bearing deposits | 5,937,757,000 | 6,024,944,000 | 5,977,049,000 | 5,831,008,000 |
| Noninterest-bearing deposits | 2,270,736,000 | 2,272,783,000 | 2,355,455,000 | 2,331,468,000 |
| Equity capital | 1,070,631,000 | 1,034,224,000 | 1,058,559,000 | 1,075,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 139,284,000 | 282,526,000 | 428,089,000 | 567,360,000 |
| Interest expense | 52,481,000 | 109,676,000 | 167,694,000 | 219,448,000 |
| Net interest income | 86,803,000 | 172,850,000 | 260,395,000 | 347,912,000 |
| Noninterest income | 52,755,000 | 86,238,000 | 119,751,000 | 153,089,000 |
| Noninterest expense | 57,320,000 | 115,474,000 | 173,383,000 | 228,257,000 |
| Provision for loan losses | 7,268,000 | 36,280,000 | 35,370,000 | 32,630,000 |
| Pretax income | 78,327,000 | 113,137,000 | 177,579,000 | 247,918,000 |
| Income tax | 19,147,000 | 27,997,000 | 44,171,000 | 61,739,000 |
| Net income | 59,180,000 | 85,140,000 | 133,408,000 | 186,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,066,433,000 | 1,034,282,000 | 1,014,485,000 | 1,069,171,000 |
| Total capital | 1,177,093,000 | 1,150,478,000 | 1,116,299,000 | 1,164,532,000 |
| Risk-weighted assets | 9,364,354,000 | 9,288,709,000 | 9,343,292,000 | 9,159,499,000 |