Call reports 2023
WINTRUST BANK, NATIONAL ASSOCIATION — 2023
What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 9,231,463,000 | 9,160,144,000 | 9,429,273,000 | 9,541,485,000 |
| Total loans | 7,672,208,000 | 7,636,464,000 | 7,851,499,000 | 7,995,149,000 |
| Allowance for loan losses | 69,999,000 | 75,794,000 | 82,395,000 | 87,470,000 |
| Securities available for sale | 346,619,000 | 357,876,000 | 379,088,000 | 350,494,000 |
| Securities held to maturity | 212,189,000 | 210,102,000 | 207,854,000 | 205,759,000 |
| Trading assets | 75,669,000 | 93,003,000 | 102,455,000 | 76,540,000 |
| Total deposits | 7,862,099,000 | 7,821,185,000 | 8,104,024,000 | 8,225,861,000 |
| Interest-bearing deposits | 5,134,735,000 | 5,410,704,000 | 5,745,059,000 | 5,765,099,000 |
| Noninterest-bearing deposits | 2,727,364,000 | 2,410,481,000 | 2,358,965,000 | 2,460,762,000 |
| Equity capital | 1,074,034,000 | 1,021,237,000 | 973,345,000 | 1,036,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 122,767,000 | 248,169,000 | 381,861,000 | 522,592,000 |
| Interest expense | 25,012,000 | 62,207,000 | 107,800,000 | 158,695,000 |
| Net interest income | 97,755,000 | 185,962,000 | 274,061,000 | 363,897,000 |
| Noninterest income | 28,105,000 | 57,787,000 | 86,161,000 | 117,044,000 |
| Noninterest expense | 51,262,000 | 103,791,000 | 156,496,000 | 220,930,000 |
| Provision for loan losses | 1,433,000 | 17,243,000 | 24,533,000 | 36,974,000 |
| Pretax income | 72,029,000 | 121,358,000 | 176,840,000 | 220,220,000 |
| Income tax | 18,311,000 | 30,856,000 | 45,316,000 | 55,512,000 |
| Net income | 53,718,000 | 90,502,000 | 131,524,000 | 164,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,055,296,000 | 1,028,490,000 | 1,001,273,000 | 1,009,631,000 |
| Total capital | 1,142,053,000 | 1,121,187,000 | 1,101,526,000 | 1,115,527,000 |
| Risk-weighted assets | 8,963,666,000 | 8,930,050,000 | 9,287,547,000 | 9,383,196,000 |