Call reports 2022
WINTRUST BANK, NATIONAL ASSOCIATION — 2022
What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 9,540,975,000 | 9,045,586,000 | 9,465,412,000 | 9,659,979,000 |
| Total loans | 7,329,578,000 | 7,567,489,000 | 7,570,705,000 | 7,834,729,000 |
| Allowance for loan losses | 65,045,000 | 67,021,000 | 59,473,000 | 69,370,000 |
| Securities available for sale | 347,391,000 | 323,145,000 | 296,659,000 | 356,637,000 |
| Securities held to maturity | 207,381,000 | 215,847,000 | 213,471,000 | 213,843,000 |
| Trading assets | 36,045,000 | 53,551,000 | 89,657,000 | 90,569,000 |
| Total deposits | 8,383,147,000 | 7,879,261,000 | 8,227,963,000 | 8,366,530,000 |
| Interest-bearing deposits | 4,858,571,000 | 4,305,682,000 | 4,509,043,000 | 5,073,640,000 |
| Noninterest-bearing deposits | 3,524,576,000 | 3,573,579,000 | 3,718,920,000 | 3,292,890,000 |
| Equity capital | 921,784,000 | 941,218,000 | 961,944,000 | 1,010,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 60,749,000 | 130,885,000 | 220,641,000 | 334,777,000 |
| Interest expense | 3,395,000 | 7,014,000 | 12,934,000 | 27,543,000 |
| Net interest income | 57,354,000 | 123,871,000 | 207,707,000 | 307,234,000 |
| Noninterest income | 33,370,000 | 60,284,000 | 86,269,000 | 115,298,000 |
| Noninterest expense | 46,077,000 | 91,197,000 | 138,133,000 | 188,895,000 |
| Provision for loan losses | -321,000 | 2,147,000 | -5,038,000 | 6,477,000 |
| Pretax income | 45,986,000 | 89,341,000 | 156,378,000 | 215,307,000 |
| Income tax | 12,574,000 | 24,656,000 | 42,573,000 | 57,395,000 |
| Net income | 33,412,000 | 64,685,000 | 113,805,000 | 157,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 875,497,000 | 908,080,000 | 958,719,000 | 1,004,271,000 |
| Total capital | 938,562,000 | 975,562,000 | 1,021,621,000 | 1,084,435,000 |
| Risk-weighted assets | 8,269,571,000 | 8,617,445,000 | 8,758,694,000 | 9,071,009,000 |