Call reports 2021
WINTRUST BANK, NATIONAL ASSOCIATION — 2021
What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 8,321,670,000 | 8,646,791,000 | 8,843,686,000 | 9,586,442,000 |
| Total loans | 7,052,473,000 | 6,865,497,000 | 7,160,492,000 | 7,318,694,000 |
| Allowance for loan losses | 75,464,000 | 74,993,000 | 67,851,000 | 66,711,000 |
| Securities available for sale | 217,962,000 | 194,388,000 | 199,272,000 | 180,278,000 |
| Securities held to maturity | 90,004,000 | 86,273,000 | 138,292,000 | 135,319,000 |
| Trading assets | 48,611,000 | 47,783,000 | 41,929,000 | 33,987,000 |
| Total deposits | 7,238,849,000 | 7,583,304,000 | 7,744,824,000 | 8,456,654,000 |
| Interest-bearing deposits | 4,497,465,000 | 4,654,853,000 | 4,638,386,000 | 4,731,147,000 |
| Noninterest-bearing deposits | 2,741,384,000 | 2,928,451,000 | 3,106,438,000 | 3,725,507,000 |
| Equity capital | 810,208,000 | 819,505,000 | 857,028,000 | 897,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 56,465,000 | 115,819,000 | 175,602,000 | 237,573,000 |
| Interest expense | 5,748,000 | 10,811,000 | 15,173,000 | 19,031,000 |
| Net interest income | 50,717,000 | 105,008,000 | 160,429,000 | 218,542,000 |
| Noninterest income | 27,856,000 | 55,893,000 | 89,022,000 | 119,739,000 |
| Noninterest expense | 43,046,000 | 87,785,000 | 133,455,000 | 181,729,000 |
| Provision for loan losses | -1,184,000 | 1,498,000 | -5,375,000 | -5,340,000 |
| Pretax income | 43,948,000 | 79,390,000 | 128,546,000 | 168,147,000 |
| Income tax | 11,589,000 | 20,950,000 | 33,831,000 | 44,761,000 |
| Net income | 32,359,000 | 58,440,000 | 94,715,000 | 123,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 757,642,000 | 769,271,000 | 804,726,000 | 844,613,000 |
| Total capital | 824,378,000 | 835,190,000 | 865,871,000 | 905,629,000 |
| Risk-weighted assets | 6,946,437,000 | 7,163,453,000 | 7,755,383,000 | 8,107,112,000 |