Call reports 2020
WINTRUST BANK, NATIONAL ASSOCIATION — 2020
What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 7,483,044,000 | 8,346,055,000 | 8,238,313,000 | 8,300,542,000 |
| Total loans | 5,654,129,000 | 6,578,130,000 | 6,771,325,000 | 6,862,262,000 |
| Allowance for loan losses | 55,507,000 | 85,753,000 | 79,971,000 | 85,415,000 |
| Securities available for sale | 408,028,000 | 374,307,000 | 330,698,000 | 261,875,000 |
| Securities held to maturity | 152,715,000 | 142,687,000 | 112,653,000 | 84,618,000 |
| Trading assets | 76,547,000 | 78,632,000 | 74,548,000 | 65,695,000 |
| Total deposits | 6,460,093,000 | 7,313,131,000 | 7,193,760,000 | 7,234,027,000 |
| Interest-bearing deposits | 4,742,297,000 | 4,808,911,000 | 4,696,638,000 | 4,658,768,000 |
| Noninterest-bearing deposits | 1,717,796,000 | 2,504,220,000 | 2,497,122,000 | 2,575,259,000 |
| Equity capital | 724,782,000 | 719,858,000 | 743,149,000 | 770,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 64,192,000 | 124,571,000 | 180,834,000 | 238,336,000 |
| Interest expense | 14,214,000 | 25,003,000 | 33,345,000 | 39,974,000 |
| Net interest income | 49,978,000 | 99,568,000 | 147,489,000 | 198,362,000 |
| Noninterest income | 19,883,000 | 42,313,000 | 66,256,000 | 94,997,000 |
| Noninterest expense | 38,961,000 | 86,745,000 | 128,447,000 | 168,484,000 |
| Provision for loan losses | 13,444,000 | 43,968,000 | 43,090,000 | 49,374,000 |
| Pretax income | 17,609,000 | 11,331,000 | 42,371,000 | 75,667,000 |
| Income tax | 5,204,000 | 3,433,000 | 11,729,000 | 19,867,000 |
| Net income | 12,405,000 | 7,898,000 | 30,642,000 | 55,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 675,170,000 | 680,730,000 | 702,809,000 | 728,787,000 |
| Total capital | 726,909,000 | 761,281,000 | 779,781,000 | 808,451,000 |
| Risk-weighted assets | 6,531,303,000 | 6,598,109,000 | 6,727,184,000 | 6,970,387,000 |