Call reports 2019
WINTRUST BANK, NATIONAL ASSOCIATION — 2019
What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 5,930,723,000 | 6,202,627,000 | 6,444,747,000 | 6,849,194,000 |
| Total loans | 4,775,770,000 | 5,008,823,000 | 5,087,333,000 | 5,199,765,000 |
| Allowance for loan losses | 39,209,000 | 39,356,000 | 39,263,000 | 39,976,000 |
| Securities available for sale | 226,456,000 | 224,192,000 | 211,260,000 | 353,921,000 |
| Securities held to maturity | 92,968,000 | 103,437,000 | 123,409,000 | 139,850,000 |
| Trading assets | 15,495,000 | 29,193,000 | 40,264,000 | 28,031,000 |
| Total deposits | 5,191,557,000 | 5,374,437,000 | 5,572,644,000 | 5,952,117,000 |
| Interest-bearing deposits | 3,577,693,000 | 3,686,957,000 | 3,849,827,000 | 4,205,459,000 |
| Noninterest-bearing deposits | 1,613,864,000 | 1,687,480,000 | 1,722,817,000 | 1,746,658,000 |
| Equity capital | 621,804,000 | 680,414,000 | 705,599,000 | 730,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 63,624,000 | 129,682,000 | 196,165,000 | 261,069,000 |
| Interest expense | 13,279,000 | 27,764,000 | 43,338,000 | 58,588,000 |
| Net interest income | 50,345,000 | 101,918,000 | 152,827,000 | 202,481,000 |
| Noninterest income | 20,774,000 | 40,308,000 | 60,558,000 | 83,110,000 |
| Noninterest expense | 35,348,000 | 72,635,000 | 110,211,000 | 149,145,000 |
| Provision for loan losses | 856,000 | 2,526,000 | 2,768,000 | 3,520,000 |
| Pretax income | 34,923,000 | 67,123,000 | 100,484,000 | 132,997,000 |
| Income tax | 8,525,000 | 16,900,000 | 25,556,000 | 34,052,000 |
| Net income | 26,398,000 | 50,223,000 | 74,928,000 | 98,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 572,704,000 | 619,855,000 | 645,198,000 | 668,922,000 |
| Total capital | 612,218,000 | 659,548,000 | 684,813,000 | 709,328,000 |
| Risk-weighted assets | 5,361,854,000 | 5,638,911,000 | 5,817,168,000 | 6,029,689,000 |