Call reports 2018
WINTRUST BANK, NATIONAL ASSOCIATION — 2018
What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,938,317,000 | 5,205,993,000 | 5,580,364,000 | 5,889,864,000 |
| Total loans | 4,070,881,000 | 4,258,164,000 | 4,625,014,000 | 4,715,396,000 |
| Allowance for loan losses | 32,852,000 | 33,513,000 | 40,198,000 | 38,589,000 |
| Securities available for sale | 186,394,000 | 184,829,000 | 217,467,000 | 226,450,000 |
| Securities held to maturity | 81,614,000 | 81,592,000 | 91,568,000 | 91,546,000 |
| Trading assets | 18,626,000 | 22,039,000 | 24,605,000 | 19,264,000 |
| Total deposits | 4,329,494,000 | 4,577,314,000 | 4,883,580,000 | 5,160,625,000 |
| Interest-bearing deposits | 2,722,820,000 | 2,993,346,000 | 3,241,647,000 | 3,521,784,000 |
| Noninterest-bearing deposits | 1,606,674,000 | 1,583,968,000 | 1,641,933,000 | 1,638,841,000 |
| Equity capital | 475,397,000 | 497,227,000 | 568,923,000 | 592,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 45,408,000 | 95,553,000 | 153,005,000 | 213,627,000 |
| Interest expense | 5,697,000 | 13,182,000 | 23,953,000 | 36,523,000 |
| Net interest income | 39,711,000 | 82,371,000 | 129,052,000 | 177,104,000 |
| Noninterest income | 19,669,000 | 40,171,000 | 61,088,000 | 78,925,000 |
| Noninterest expense | 31,420,000 | 64,780,000 | 99,684,000 | 134,680,000 |
| Provision for loan losses | 392,000 | 709,000 | 8,060,000 | 11,406,000 |
| Pretax income | 27,505,000 | 56,979,000 | 82,309,000 | 109,878,000 |
| Income tax | 6,945,000 | 14,382,000 | 20,081,000 | 27,260,000 |
| Net income | 20,560,000 | 42,597,000 | 62,228,000 | 82,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 459,903,000 | 482,452,000 | 523,536,000 | 545,649,000 |
| Total capital | 531,572,000 | 554,779,000 | 592,532,000 | 613,037,000 |
| Risk-weighted assets | 4,654,663,000 | 4,835,008,000 | 5,216,184,000 | 5,331,543,000 |