Call reports 2017
WINTRUST BANK, NATIONAL ASSOCIATION — 2017
What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 4,188,450,000 | 4,453,601,000 | 4,584,325,000 | 4,803,589,000 |
| Total loans | 3,463,367,000 | 3,729,080,000 | 3,798,786,000 | 3,991,960,000 |
| Allowance for loan losses | 27,608,000 | 32,424,000 | 34,887,000 | 34,726,000 |
| Securities available for sale | 134,512,000 | 103,599,000 | 118,784,000 | 160,041,000 |
| Securities held to maturity | 57,451,000 | 68,699,000 | 73,625,000 | 80,193,000 |
| Trading assets | 9,500,000 | 10,317,000 | 8,518,000 | 9,381,000 |
| Total deposits | 3,683,077,000 | 3,907,845,000 | 4,032,939,000 | 4,228,152,000 |
| Interest-bearing deposits | 2,398,447,000 | 2,472,160,000 | 2,523,147,000 | 2,627,518,000 |
| Noninterest-bearing deposits | 1,284,630,000 | 1,435,685,000 | 1,509,792,000 | 1,600,634,000 |
| Equity capital | 403,975,000 | 424,333,000 | 437,485,000 | 457,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 34,007,000 | 71,716,000 | 113,407,000 | 157,414,000 |
| Interest expense | 2,998,000 | 6,463,000 | 11,206,000 | 16,345,000 |
| Net interest income | 31,009,000 | 65,253,000 | 102,201,000 | 141,069,000 |
| Noninterest income | 17,059,000 | 35,025,000 | 52,133,000 | 70,611,000 |
| Noninterest expense | 28,103,000 | 57,382,000 | 87,224,000 | 120,894,000 |
| Provision for loan losses | 1,090,000 | 5,969,000 | 9,744,000 | 10,254,000 |
| Pretax income | 18,875,000 | 36,935,000 | 57,388,000 | 80,560,000 |
| Income tax | 6,650,000 | 13,502,000 | 21,280,000 | 31,007,000 |
| Net income | 12,225,000 | 23,433,000 | 36,108,000 | 49,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 388,376,000 | 407,998,000 | 421,123,000 | 439,061,000 |
| Total capital | 454,781,000 | 479,214,000 | 494,810,000 | 512,581,000 |
| Risk-weighted assets | 3,978,484,000 | 4,250,882,000 | 4,314,094,000 | 4,562,299,000 |