Call reports 2016
WINTRUST BANK, NATIONAL ASSOCIATION — 2016
What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,880,561,000 | 3,940,977,000 | 4,070,294,000 | 4,164,732,000 |
| Total loans | 3,089,806,000 | 3,232,401,000 | 3,315,778,000 | 3,445,707,000 |
| Allowance for loan losses | 23,305,000 | 25,172,000 | 26,291,000 | 26,661,000 |
| Securities available for sale | 61,449,000 | 52,812,000 | 117,230,000 | 110,809,000 |
| Securities held to maturity | 84,675,000 | 93,477,000 | 82,514,000 | 57,437,000 |
| Trading assets | 22,313,000 | 29,467,000 | 24,294,000 | 11,773,000 |
| Total deposits | 3,413,130,000 | 3,454,623,000 | 3,572,122,000 | 3,658,917,000 |
| Interest-bearing deposits | 2,220,762,000 | 2,269,350,000 | 2,272,485,000 | 2,305,163,000 |
| Noninterest-bearing deposits | 1,192,368,000 | 1,185,273,000 | 1,299,637,000 | 1,353,754,000 |
| Equity capital | 342,020,000 | 366,650,000 | 381,665,000 | 390,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 29,716,000 | 60,527,000 | 93,455,000 | 127,246,000 |
| Interest expense | 2,918,000 | 5,894,000 | 8,965,000 | 11,951,000 |
| Net interest income | 26,798,000 | 54,633,000 | 84,490,000 | 115,295,000 |
| Noninterest income | 16,920,000 | 33,122,000 | 50,904,000 | 68,051,000 |
| Noninterest expense | 25,642,000 | 52,064,000 | 80,828,000 | 109,626,000 |
| Provision for loan losses | 2,377,000 | 4,356,000 | 6,770,000 | 7,527,000 |
| Pretax income | 15,622,000 | 31,403,000 | 48,125,000 | 66,622,000 |
| Income tax | 6,077,000 | 12,089,000 | 18,466,000 | 25,624,000 |
| Net income | 9,545,000 | 19,314,000 | 29,659,000 | 40,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 324,894,000 | 349,521,000 | 364,164,000 | 375,907,000 |
| Total capital | 379,452,000 | 413,414,000 | 429,196,000 | 441,330,000 |
| Risk-weighted assets | 3,488,846,000 | 3,710,356,000 | 3,808,337,000 | 3,930,807,000 |