Call reports 2015
WINTRUST BANK, NATIONAL ASSOCIATION — 2015
What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,182,596,000 | 3,266,017,000 | 3,445,565,000 | 3,642,604,000 |
| Total loans | 2,563,042,000 | 2,654,350,000 | 2,806,038,000 | 2,945,602,000 |
| Allowance for loan losses | 19,410,000 | 19,153,000 | 20,146,000 | 21,465,000 |
| Securities available for sale | 136,021,000 | 194,271,000 | 195,903,000 | 125,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 68,241,000 |
| Trading assets | 16,468,000 | 8,721,000 | 16,093,000 | 9,412,000 |
| Total deposits | 2,802,024,000 | 2,870,223,000 | 3,019,049,000 | 3,200,114,000 |
| Interest-bearing deposits | 2,030,591,000 | 2,101,428,000 | 1,959,225,000 | 2,147,222,000 |
| Noninterest-bearing deposits | 771,433,000 | 768,795,000 | 1,059,824,000 | 1,052,892,000 |
| Equity capital | 242,084,000 | 288,132,000 | 307,849,000 | 326,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 24,763,000 | 50,445,000 | 77,742,000 | 105,522,000 |
| Interest expense | 2,541,000 | 5,144,000 | 7,714,000 | 10,504,000 |
| Net interest income | 22,222,000 | 45,301,000 | 70,028,000 | 95,018,000 |
| Noninterest income | 15,093,000 | 29,524,000 | 44,207,000 | 59,633,000 |
| Noninterest expense | 23,675,000 | 47,605,000 | 72,810,000 | 99,319,000 |
| Provision for loan losses | 1,264,000 | 837,000 | 1,964,000 | 3,702,000 |
| Pretax income | 12,447,000 | 26,458,000 | 39,541,000 | 51,711,000 |
| Income tax | 4,785,000 | 10,215,000 | 15,456,000 | 20,140,000 |
| Net income | 7,662,000 | 16,243,000 | 24,085,000 | 31,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 231,519,000 | 280,542,000 | 291,643,000 | 311,322,000 |
| Total capital | 322,170,000 | 330,916,000 | 343,014,000 | 364,015,000 |
| Risk-weighted assets | 2,889,613,000 | 2,970,399,000 | 3,151,066,000 | 3,345,963,000 |