Call reports 2014
WINTRUST BANK, NATIONAL ASSOCIATION — 2014
What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,443,570,000 | 2,871,884,000 | 2,924,756,000 | 3,071,357,000 |
| Total loans | 1,920,981,000 | 2,328,332,000 | 2,348,704,000 | 2,489,427,000 |
| Allowance for loan losses | 15,439,000 | 15,632,000 | 16,401,000 | 18,179,000 |
| Securities available for sale | 198,616,000 | 173,258,000 | 151,377,000 | 151,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 6,179,000 | 7,328,000 | 10,374,000 | 6,887,000 |
| Total deposits | 2,125,405,000 | 2,501,637,000 | 2,545,192,000 | 2,684,705,000 |
| Interest-bearing deposits | 1,587,399,000 | 1,794,250,000 | 1,898,266,000 | 1,935,112,000 |
| Noninterest-bearing deposits | 538,006,000 | 707,387,000 | 646,926,000 | 749,593,000 |
| Equity capital | 184,760,000 | 205,921,000 | 218,535,000 | 233,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 19,431,000 | 40,727,000 | 64,636,000 | 90,150,000 |
| Interest expense | 1,916,000 | 4,002,000 | 6,450,000 | 8,993,000 |
| Net interest income | 17,515,000 | 36,725,000 | 58,186,000 | 81,157,000 |
| Noninterest income | 13,575,000 | 28,261,000 | 42,133,000 | 56,785,000 |
| Noninterest expense | 20,115,000 | 41,276,000 | 63,435,000 | 87,967,000 |
| Provision for loan losses | -40,000 | -410,000 | 721,000 | 3,059,000 |
| Pretax income | 11,016,000 | 24,014,000 | 35,932,000 | 46,693,000 |
| Income tax | 4,278,000 | 9,378,000 | 14,022,000 | 18,216,000 |
| Net income | 6,738,000 | 14,636,000 | 21,910,000 | 28,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,884,000 | 193,198,000 | 205,828,000 | 222,845,000 |
| Total capital | 248,480,000 | 293,090,000 | 301,435,000 | 312,223,000 |
| Risk-weighted assets | 2,222,119,000 | 2,548,105,000 | 2,569,536,000 | 2,792,952,000 |