Call reports 2013
WINTRUST BANK, NATIONAL ASSOCIATION — 2013
What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,990,915,000 | 2,039,973,000 | 2,190,173,000 | 2,336,510,000 |
| Total loans | 1,599,410,000 | 1,686,521,000 | 1,747,183,000 | 1,873,572,000 |
| Allowance for loan losses | 18,015,000 | 16,696,000 | 18,422,000 | 15,968,000 |
| Securities available for sale | 174,582,000 | 168,984,000 | 167,930,000 | 201,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 7,632,000 | 5,492,000 | 5,069,000 | 5,109,000 |
| Total deposits | 1,711,222,000 | 1,753,916,000 | 1,915,745,000 | 2,001,680,000 |
| Interest-bearing deposits | 1,351,042,000 | 1,355,024,000 | 1,447,296,000 | 1,480,848,000 |
| Noninterest-bearing deposits | 360,180,000 | 398,892,000 | 468,449,000 | 520,832,000 |
| Equity capital | 158,456,000 | 162,654,000 | 167,020,000 | 176,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 16,314,000 | 33,335,000 | 50,772,000 | 70,763,000 |
| Interest expense | 2,121,000 | 4,075,000 | 5,881,000 | 7,769,000 |
| Net interest income | 14,193,000 | 29,260,000 | 44,891,000 | 62,994,000 |
| Noninterest income | 13,586,000 | 27,474,000 | 40,776,000 | 54,287,000 |
| Noninterest expense | 18,148,000 | 36,663,000 | 54,872,000 | 74,897,000 |
| Provision for loan losses | 2,729,000 | 2,817,000 | 6,582,000 | 5,736,000 |
| Pretax income | 6,902,000 | 17,254,000 | 24,215,000 | 36,650,000 |
| Income tax | 2,624,000 | 6,628,000 | 9,372,000 | 14,198,000 |
| Net income | 4,278,000 | 10,626,000 | 14,843,000 | 22,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,043,000 | 156,627,000 | 161,065,000 | 162,903,000 |
| Total capital | 203,135,000 | 211,401,000 | 212,573,000 | 232,454,000 |
| Risk-weighted assets | 1,781,382,000 | 1,937,943,000 | 1,971,087,000 | 2,120,180,000 |