Call reports 2012
WINTRUST BANK, NATIONAL ASSOCIATION — 2012
What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,819,338,000 | 1,891,320,000 | 2,030,221,000 | 2,059,311,000 |
| Total loans | 1,449,887,000 | 1,497,592,000 | 1,577,253,000 | 1,603,372,000 |
| Allowance for loan losses | 14,657,000 | 16,245,000 | 17,801,000 | 17,256,000 |
| Securities available for sale | 164,859,000 | 159,984,000 | 159,029,000 | 175,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,356,000 | 6,354,000 | 7,684,000 | 7,621,000 |
| Total deposits | 1,525,265,000 | 1,607,880,000 | 1,736,629,000 | 1,779,120,000 |
| Interest-bearing deposits | 1,240,524,000 | 1,297,414,000 | 1,383,343,000 | 1,415,356,000 |
| Noninterest-bearing deposits | 284,741,000 | 310,466,000 | 353,286,000 | 363,764,000 |
| Equity capital | 137,407,000 | 141,225,000 | 147,981,000 | 154,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 16,576,000 | 33,172,000 | 49,941,000 | 67,020,000 |
| Interest expense | 2,743,000 | 5,354,000 | 8,017,000 | 10,509,000 |
| Net interest income | 13,833,000 | 27,818,000 | 41,924,000 | 56,511,000 |
| Noninterest income | 11,624,000 | 22,932,000 | 35,248,000 | 48,319,000 |
| Noninterest expense | 17,299,000 | 33,619,000 | 50,963,000 | 68,147,000 |
| Provision for loan losses | 1,269,000 | 4,922,000 | 8,037,000 | 8,406,000 |
| Pretax income | 6,887,000 | 12,252,000 | 18,240,000 | 28,808,000 |
| Income tax | 2,607,000 | 4,759,000 | 7,054,000 | 11,232,000 |
| Net income | 4,280,000 | 7,493,000 | 11,186,000 | 17,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,630,000 | 132,049,000 | 138,886,000 | 145,488,000 |
| Total capital | 181,363,000 | 186,372,000 | 196,763,000 | 202,823,000 |
| Risk-weighted assets | 1,618,809,000 | 1,652,194,000 | 1,788,352,000 | 1,761,242,000 |