Call reports 2011
WINTRUST BANK, NATIONAL ASSOCIATION — 2011
What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,465,597,000 | 1,598,435,000 | 1,694,205,000 | 1,737,838,000 |
| Total loans | 1,115,076,000 | 1,187,912,000 | 1,229,590,000 | 1,395,692,000 |
| Allowance for loan losses | 12,369,000 | 14,757,000 | 17,065,000 | 13,848,000 |
| Securities available for sale | 156,792,000 | 150,093,000 | 146,711,000 | 140,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,229,000 | 509,000 | 297,000 | 2,490,000 |
| Total deposits | 1,194,833,000 | 1,327,294,000 | 1,418,051,000 | 1,447,532,000 |
| Interest-bearing deposits | 1,016,485,000 | 1,125,814,000 | 1,164,577,000 | 1,165,082,000 |
| Noninterest-bearing deposits | 178,348,000 | 201,480,000 | 253,474,000 | 282,450,000 |
| Equity capital | 124,469,000 | 125,980,000 | 128,413,000 | 133,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 14,182,000 | 28,602,000 | 43,605,000 | 58,999,000 |
| Interest expense | 3,643,000 | 7,121,000 | 10,671,000 | 13,715,000 |
| Net interest income | 10,539,000 | 21,481,000 | 32,934,000 | 45,284,000 |
| Noninterest income | 10,160,000 | 20,862,000 | 31,985,000 | 42,909,000 |
| Noninterest expense | 16,142,000 | 31,719,000 | 47,415,000 | 63,832,000 |
| Provision for loan losses | 2,931,000 | 7,813,000 | 10,739,000 | 9,388,000 |
| Pretax income | 1,626,000 | 2,938,000 | 6,903,000 | 15,116,000 |
| Income tax | 516,000 | 986,000 | 2,625,000 | 5,865,000 |
| Net income | 1,110,000 | 1,952,000 | 4,278,000 | 9,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,625,000 | 116,569,000 | 119,020,000 | 124,202,000 |
| Total capital | 156,064,000 | 159,399,000 | 164,151,000 | 176,141,000 |
| Risk-weighted assets | 1,279,027,000 | 1,351,413,000 | 1,424,797,000 | 1,577,081,000 |