Call reports 2010
WINTRUST BANK, NATIONAL ASSOCIATION — 2010
What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,335,343,000 | 1,415,845,000 | 1,452,893,000 | 1,486,824,000 |
| Total loans | 966,393,000 | 1,010,291,000 | 1,053,044,000 | 1,109,293,000 |
| Allowance for loan losses | 11,418,000 | 12,183,000 | 10,554,000 | 10,406,000 |
| Securities available for sale | 159,108,000 | 166,027,000 | 147,818,000 | 173,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,823,000 | 4,608,000 | 4,215,000 | 3,879,000 |
| Total deposits | 1,080,663,000 | 1,167,066,000 | 1,189,294,000 | 1,202,460,000 |
| Interest-bearing deposits | 973,024,000 | 1,062,275,000 | 1,070,012,000 | 1,052,003,000 |
| Noninterest-bearing deposits | 107,639,000 | 104,791,000 | 119,282,000 | 150,457,000 |
| Equity capital | 101,388,000 | 102,772,000 | 110,439,000 | 123,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 13,426,000 | 27,882,000 | 41,413,000 | 57,975,000 |
| Interest expense | 5,121,000 | 9,913,000 | 14,557,000 | 18,723,000 |
| Net interest income | 8,305,000 | 17,969,000 | 26,856,000 | 39,252,000 |
| Noninterest income | 8,603,000 | 16,687,000 | 25,864,000 | 37,477,000 |
| Noninterest expense | 14,862,000 | 29,001,000 | 45,302,000 | 61,898,000 |
| Provision for loan losses | 5,018,000 | 8,085,000 | 9,554,000 | 11,157,000 |
| Pretax income | -2,965,000 | -2,423,000 | -1,232,000 | 4,586,000 |
| Income tax | -1,207,000 | -1,023,000 | -585,000 | 1,565,000 |
| Net income | -1,758,000 | -1,400,000 | -647,000 | 3,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,270,000 | 92,744,000 | 100,617,000 | 114,393,000 |
| Total capital | 128,721,000 | 129,961,000 | 144,233,000 | 164,869,000 |
| Risk-weighted assets | 1,086,304,000 | 1,129,339,000 | 1,195,872,000 | 1,262,676,000 |