Call reports 2009
WINTRUST BANK, NATIONAL ASSOCIATION — 2009
What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,144,734,000 | 1,183,012,000 | 1,301,134,000 | 1,333,433,000 |
| Total loans | 795,145,000 | 850,524,000 | 872,429,000 | 931,348,000 |
| Allowance for loan losses | 9,620,000 | 10,310,000 | 11,334,000 | 12,314,000 |
| Securities available for sale | 158,818,000 | 156,799,000 | 168,111,000 | 146,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,271,000 | 5,226,000 | 5,420,000 | 5,630,000 |
| Total deposits | 926,963,000 | 960,904,000 | 1,054,820,000 | 1,082,010,000 |
| Interest-bearing deposits | 835,192,000 | 877,297,000 | 960,193,000 | 986,842,000 |
| Noninterest-bearing deposits | 91,771,000 | 83,607,000 | 94,627,000 | 95,168,000 |
| Equity capital | 79,291,000 | 76,999,000 | 99,718,000 | 102,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,812,000 | 22,834,000 | 36,381,000 | 50,070,000 |
| Interest expense | 6,162,000 | 12,235,000 | 18,610,000 | 24,751,000 |
| Net interest income | 4,650,000 | 10,599,000 | 17,771,000 | 25,319,000 |
| Noninterest income | 7,107,000 | 14,703,000 | 22,238,000 | 30,402,000 |
| Noninterest expense | 11,157,000 | 23,692,000 | 36,199,000 | 49,389,000 |
| Provision for loan losses | 3,275,000 | 7,170,000 | 19,901,000 | 24,699,000 |
| Pretax income | -2,717,000 | -5,445,000 | -15,976,000 | -18,252,000 |
| Income tax | -1,024,000 | -2,172,000 | -6,289,000 | -7,234,000 |
| Net income | -1,693,000 | -3,273,000 | -9,687,000 | -11,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,022,000 | 69,604,000 | 91,257,000 | 93,928,000 |
| Total capital | 97,696,000 | 102,968,000 | 127,676,000 | 131,277,000 |
| Risk-weighted assets | 936,915,000 | 979,128,000 | 1,007,424,000 | 1,045,380,000 |