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Call reports 2006

WINTRUST BANK, NATIONAL ASSOCIATION — 2006

What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/0fecddee-cb52-4d7e-a527-1719fb857dec/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets959,732,000974,491,000998,776,000997,382,000
Total loans605,355,000616,921,000649,479,000673,865,000
Allowance for loan losses4,031,0003,934,0004,109,0004,121,000
Securities available for sale239,879,000223,002,000187,808,000179,072,000
Securities held to maturity0000
Trading assets2,005,0001,349,0001,353,0002,324,000
Total deposits804,165,000819,159,000841,201,000845,057,000
Interest-bearing deposits735,856,000748,230,000774,479,000774,731,000
Noninterest-bearing deposits68,309,00070,929,00066,722,00070,326,000
Equity capital77,664,00074,355,00078,143,00079,638,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income13,322,00027,866,00042,736,00058,089,000
Interest expense6,820,00014,763,00023,189,00032,103,000
Net interest income6,502,00013,103,00019,547,00025,986,000
Noninterest income7,354,00014,266,00020,718,00027,876,000
Noninterest expense11,533,00022,489,00033,261,00043,964,000
Provision for loan losses103,000125,000222,000249,000
Pretax income2,231,0004,730,0006,744,0009,611,000
Income tax737,0001,545,0002,159,0003,078,000
Net income1,494,0003,185,0004,585,0006,533,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital73,031,00072,970,00072,850,00073,751,000
Total capital77,068,00076,910,00076,965,00077,896,000
Risk-weighted assets688,402,000709,629,000736,987,000756,220,000

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