Call reports 2003
WINTRUST BANK, NATIONAL ASSOCIATION — 2003
What WINTRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 790,506,000 | 817,750,000 | 835,752,000 | 870,737,000 |
| Total loans | 562,972,000 | 601,414,000 | 588,715,000 | 613,384,000 |
| Allowance for loan losses | 3,682,000 | 3,961,000 | 4,119,000 | 4,200,000 |
| Securities available for sale | 96,446,000 | 90,259,000 | 120,396,000 | 138,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,777,000 | 4,913,000 | 4,251,000 | 3,669,000 |
| Total deposits | 632,926,000 | 659,210,000 | 680,133,000 | 712,725,000 |
| Interest-bearing deposits | 580,000,000 | 592,526,000 | 605,800,000 | 632,180,000 |
| Noninterest-bearing deposits | 52,926,000 | 66,684,000 | 74,333,000 | 80,545,000 |
| Equity capital | 74,489,000 | 76,001,000 | 76,395,000 | 77,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 8,439,000 | 17,344,000 | 26,422,000 | 35,433,000 |
| Interest expense | 3,974,000 | 8,018,000 | 11,969,000 | 16,142,000 |
| Net interest income | 4,465,000 | 9,326,000 | 14,453,000 | 19,291,000 |
| Noninterest income | 7,119,000 | 15,193,000 | 23,754,000 | 31,947,000 |
| Noninterest expense | 9,794,000 | 20,305,000 | 31,480,000 | 42,149,000 |
| Provision for loan losses | 417,000 | 843,000 | 1,278,000 | 1,881,000 |
| Pretax income | 1,440,000 | 3,470,000 | 5,537,000 | 7,301,000 |
| Income tax | 397,000 | 1,016,000 | 1,669,000 | 2,196,000 |
| Net income | 1,043,000 | 2,454,000 | 3,868,000 | 5,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,373,000 | 67,781,000 | 69,194,000 | 70,432,000 |
| Total capital | 70,184,000 | 71,916,000 | 73,460,000 | 74,785,000 |
| Risk-weighted assets | 640,438,000 | 663,180,000 | 654,632,000 | 684,381,000 |
Machine access — free, no API key
Every figure shown here about WINTRUST BANK, NATIONAL ASSOCIATION — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.