Call reports 2025
WILLAMETTE VALLEY BANK — 2025
What WILLAMETTE VALLEY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 464,578,000 | 459,481,000 | 458,831,000 | 452,346,000 |
| Total loans | 310,459,000 | 316,706,000 | 304,857,000 | 296,722,000 |
| Allowance for loan losses | 3,312,000 | 3,191,000 | 3,055,000 | 2,957,000 |
| Securities available for sale | 100,635,000 | 102,996,000 | 104,557,000 | 106,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,354,000 | 328,264,000 | 337,667,000 | 330,173,000 |
| Interest-bearing deposits | 302,426,000 | 296,599,000 | 304,321,000 | 301,978,000 |
| Noninterest-bearing deposits | 36,928,000 | 31,665,000 | 33,346,000 | 28,195,000 |
| Equity capital | 73,519,000 | 73,912,000 | 75,074,000 | 76,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,040,000 | 12,192,000 | 18,563,000 | 24,717,000 |
| Interest expense | 2,223,000 | 4,334,000 | 6,507,000 | 8,519,000 |
| Net interest income | 3,817,000 | 7,858,000 | 12,056,000 | 16,198,000 |
| Noninterest income | 2,170,000 | 4,680,000 | 7,273,000 | 9,608,000 |
| Noninterest expense | 5,196,000 | 10,725,000 | 16,150,000 | 21,536,000 |
| Provision for loan losses | 69,000 | -52,000 | -188,000 | -286,000 |
| Pretax income | 740,000 | 1,860,000 | 3,324,000 | 4,376,000 |
| Income tax | 197,000 | 440,000 | 739,000 | 935,000 |
| Net income | 543,000 | 1,420,000 | 2,585,000 | 3,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,456,000 | 75,860,000 | 76,562,000 | 76,954,000 |