Call reports 2019
WILLAMETTE VALLEY BANK — 2019
What WILLAMETTE VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 263,939,000 | 257,072,000 | 265,419,000 | 268,938,000 |
| Total loans | 202,117,000 | 218,214,000 | 234,640,000 | 240,014,000 |
| Allowance for loan losses | 1,669,000 | 1,672,000 | 1,674,000 | 1,815,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,306,000 | 216,011,000 | 221,258,000 | 222,048,000 |
| Interest-bearing deposits | 188,411,000 | 174,511,000 | 179,366,000 | 182,404,000 |
| Noninterest-bearing deposits | 38,894,000 | 41,501,000 | 41,891,000 | 39,644,000 |
| Equity capital | 29,019,000 | 32,053,000 | 35,540,000 | 38,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,867,000 | 5,986,000 | 9,098,000 | 12,168,000 |
| Interest expense | 517,000 | 1,099,000 | 1,727,000 | 2,337,000 |
| Net interest income | 2,350,000 | 4,887,000 | 7,371,000 | 9,831,000 |
| Noninterest income | 7,962,000 | 19,582,000 | 33,407,000 | 45,802,000 |
| Noninterest expense | 7,784,000 | 17,393,000 | 28,545,000 | 39,027,000 |
| Provision for loan losses | 190,000 | 190,000 | 190,000 | 328,000 |
| Pretax income | 2,338,000 | 6,886,000 | 12,043,000 | 16,278,000 |
| Income tax | 597,000 | 1,771,000 | 3,125,000 | 4,223,000 |
| Net income | 1,741,000 | 5,115,000 | 8,918,000 | 12,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,019,000 | 32,053,000 | 35,540,000 | 38,483,000 |
| Total capital | 30,688,000 | 33,725,000 | 37,214,000 | 40,298,000 |
| Risk-weighted assets | 201,008,000 | 200,595,000 | 209,514,000 | 219,900,000 |