Call reports 2016
WILLAMETTE VALLEY BANK — 2016
What WILLAMETTE VALLEY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 163,556,000 | 172,677,000 | 179,116,000 | 176,689,000 |
| Total loans | 141,805,000 | 147,814,000 | 153,538,000 | 151,543,000 |
| Allowance for loan losses | 1,432,000 | 1,435,000 | 1,437,000 | 1,440,000 |
| Securities available for sale | 74,000 | 58,000 | 45,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,615,000 | 146,223,000 | 155,402,000 | 152,758,000 |
| Interest-bearing deposits | 118,449,000 | 119,451,000 | 125,208,000 | 124,777,000 |
| Noninterest-bearing deposits | 24,167,000 | 26,772,000 | 30,194,000 | 27,981,000 |
| Equity capital | 18,168,000 | 19,238,000 | 20,402,000 | 21,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,718,000 | 3,599,000 | 5,452,000 | 7,360,000 |
| Interest expense | 200,000 | 420,000 | 647,000 | 872,000 |
| Net interest income | 1,518,000 | 3,179,000 | 4,805,000 | 6,488,000 |
| Noninterest income | 4,167,000 | 9,653,000 | 16,133,000 | 22,122,000 |
| Noninterest expense | 4,536,000 | 9,989,000 | 15,825,000 | 21,757,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,149,000 | 2,843,000 | 5,113,000 | 6,853,000 |
| Income tax | 428,000 | 1,051,000 | 1,832,000 | 2,574,000 |
| Net income | 721,000 | 1,792,000 | 3,281,000 | 4,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,167,000 | 19,237,000 | 20,402,000 | 21,017,000 |
| Total capital | 19,599,000 | 20,672,000 | 21,839,000 | 22,457,000 |
| Risk-weighted assets | 132,944,000 | 135,554,000 | 139,716,000 | 147,514,000 |