Call reports 2015
WILLAMETTE VALLEY BANK — 2015
What WILLAMETTE VALLEY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 146,257,000 | 160,851,000 | 149,371,000 | 150,488,000 |
| Total loans | 132,747,000 | 147,410,000 | 137,337,000 | 133,898,000 |
| Allowance for loan losses | 1,421,000 | 1,424,000 | 1,427,000 | 1,430,000 |
| Securities available for sale | 1,140,000 | 617,000 | 104,000 | 85,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,039,000 | 128,119,000 | 130,022,000 | 131,097,000 |
| Interest-bearing deposits | 97,043,000 | 107,638,000 | 108,980,000 | 103,859,000 |
| Noninterest-bearing deposits | 20,997,000 | 20,481,000 | 21,041,000 | 27,238,000 |
| Equity capital | 16,279,000 | 16,763,000 | 17,295,000 | 17,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,540,000 | 3,341,000 | 5,161,000 | 6,907,000 |
| Interest expense | 169,000 | 368,000 | 570,000 | 750,000 |
| Net interest income | 1,371,000 | 2,973,000 | 4,591,000 | 6,157,000 |
| Noninterest income | 3,713,000 | 7,320,000 | 10,777,000 | 14,187,000 |
| Noninterest expense | 4,280,000 | 8,667,000 | 12,941,000 | 17,075,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 804,000 | 1,626,000 | 2,427,000 | 3,269,000 |
| Income tax | 305,000 | 643,000 | 911,000 | 1,225,000 |
| Net income | 499,000 | 983,000 | 1,516,000 | 2,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,276,000 | 16,760,000 | 17,293,000 | 17,446,000 |
| Total capital | 17,697,000 | 18,184,000 | 18,720,000 | 18,876,000 |
| Risk-weighted assets | 118,435,000 | 129,210,000 | 128,244,000 | 127,790,000 |