Call reports 2014
WILLAMETTE VALLEY BANK — 2014
What WILLAMETTE VALLEY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 115,202,000 | 120,273,000 | 120,970,000 | 130,789,000 |
| Total loans | 96,285,000 | 101,254,000 | 104,485,000 | 114,745,000 |
| Allowance for loan losses | 1,462,000 | 1,408,000 | 1,415,000 | 1,419,000 |
| Securities available for sale | 1,245,000 | 1,228,000 | 1,200,000 | 1,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,494,000 | 103,226,000 | 104,092,000 | 111,392,000 |
| Interest-bearing deposits | 83,850,000 | 86,915,000 | 88,202,000 | 94,370,000 |
| Noninterest-bearing deposits | 14,644,000 | 16,311,000 | 15,890,000 | 17,022,000 |
| Equity capital | 15,725,000 | 15,939,000 | 15,810,000 | 15,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,291,000 | 2,620,000 | 3,999,000 | 5,454,000 |
| Interest expense | 130,000 | 260,000 | 406,000 | 554,000 |
| Net interest income | 1,161,000 | 2,360,000 | 3,593,000 | 4,900,000 |
| Noninterest income | 1,582,000 | 3,489,000 | 4,718,000 | 6,940,000 |
| Noninterest expense | 2,596,000 | 5,381,000 | 7,916,000 | 11,403,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 147,000 | 468,000 | 395,000 | 437,000 |
| Income tax | 51,000 | 159,000 | 150,000 | 165,000 |
| Net income | 96,000 | 309,000 | 245,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,714,000 | 15,926,000 | 15,802,000 | 15,777,000 |
| Total capital | 16,936,000 | 17,214,000 | 17,126,000 | 17,171,000 |
| Risk-weighted assets | 97,484,000 | 102,880,000 | 105,798,000 | 111,485,000 |