Call reports 2013
WILLAMETTE VALLEY BANK — 2013
What WILLAMETTE VALLEY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 118,854,000 | 118,376,000 | 121,645,000 | 119,376,000 |
| Total loans | 98,218,000 | 94,656,000 | 96,169,000 | 94,816,000 |
| Allowance for loan losses | 1,453,000 | 1,454,000 | 1,462,000 | 1,462,000 |
| Securities available for sale | 1,345,000 | 1,318,000 | 1,284,000 | 1,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,119,000 | 99,063,000 | 102,463,000 | 100,540,000 |
| Interest-bearing deposits | 89,122,000 | 86,358,000 | 88,212,000 | 85,759,000 |
| Noninterest-bearing deposits | 10,998,000 | 12,705,000 | 14,251,000 | 14,781,000 |
| Equity capital | 17,226,000 | 17,536,000 | 17,503,000 | 17,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,330,000 | 2,607,000 | 3,908,000 | 5,220,000 |
| Interest expense | 165,000 | 325,000 | 478,000 | 615,000 |
| Net interest income | 1,165,000 | 2,282,000 | 3,430,000 | 4,605,000 |
| Noninterest income | 3,343,000 | 7,577,000 | 10,460,000 | 12,619,000 |
| Noninterest expense | 4,110,000 | 8,884,000 | 12,887,000 | 16,067,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 398,000 | 975,000 | 1,003,000 | 1,157,000 |
| Income tax | 165,000 | 391,000 | 407,000 | 500,000 |
| Net income | 233,000 | 584,000 | 596,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,214,000 | 17,522,000 | 17,490,000 | 17,342,000 |
| Total capital | 18,424,000 | 18,703,000 | 18,690,000 | 18,545,000 |
| Risk-weighted assets | 96,559,000 | 94,202,000 | 95,741,000 | 96,060,000 |