Call reports 2012
WILLAMETTE VALLEY BANK — 2012
What WILLAMETTE VALLEY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 119,960,000 | 121,832,000 | 124,300,000 | 125,553,000 |
| Total loans | 90,974,000 | 94,387,000 | 104,112,000 | 106,059,000 |
| Allowance for loan losses | 1,739,000 | 1,710,000 | 1,694,000 | 1,453,000 |
| Securities available for sale | 1,484,000 | 1,426,000 | 1,429,000 | 1,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,719,000 | 104,166,000 | 105,871,000 | 102,710,000 |
| Interest-bearing deposits | 93,583,000 | 94,494,000 | 94,238,000 | 90,277,000 |
| Noninterest-bearing deposits | 9,136,000 | 9,672,000 | 11,633,000 | 12,434,000 |
| Equity capital | 16,069,000 | 16,300,000 | 16,710,000 | 17,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,440,000 | 2,811,000 | 4,188,000 | 5,560,000 |
| Interest expense | 227,000 | 447,000 | 647,000 | 827,000 |
| Net interest income | 1,213,000 | 2,364,000 | 3,541,000 | 4,733,000 |
| Noninterest income | 2,133,000 | 5,243,000 | 8,954,000 | 12,568,000 |
| Noninterest expense | 2,992,000 | 6,771,000 | 10,946,000 | 15,145,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 354,000 | 836,000 | 1,549,000 | 2,156,000 |
| Income tax | 152,000 | 337,000 | 623,000 | 836,000 |
| Net income | 202,000 | 499,000 | 926,000 | 1,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,067,000 | 16,306,000 | 16,690,000 | 17,041,000 |
| Total capital | 17,226,000 | 17,451,000 | 17,924,000 | 18,277,000 |
| Risk-weighted assets | 92,140,000 | 91,025,000 | 98,186,000 | 98,642,000 |