Call reports 2011
WILLAMETTE VALLEY BANK — 2011
What WILLAMETTE VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 138,360,000 | 121,488,000 | 118,738,000 | 121,532,000 |
| Total loans | 88,965,000 | 89,603,000 | 91,942,000 | 99,148,000 |
| Allowance for loan losses | 1,784,000 | 1,748,000 | 1,747,000 | 1,738,000 |
| Securities available for sale | 2,152,000 | 1,627,000 | 1,568,000 | 1,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,230,000 | 105,001,000 | 102,352,000 | 102,120,000 |
| Interest-bearing deposits | 97,180,000 | 95,569,000 | 92,166,000 | 91,410,000 |
| Noninterest-bearing deposits | 25,051,000 | 9,432,000 | 10,187,000 | 10,710,000 |
| Equity capital | 15,345,000 | 15,608,000 | 15,561,000 | 15,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,510,000 | 2,994,000 | 4,408,000 | 5,839,000 |
| Interest expense | 304,000 | 585,000 | 845,000 | 1,078,000 |
| Net interest income | 1,206,000 | 2,409,000 | 3,563,000 | 4,761,000 |
| Noninterest income | 1,051,000 | 2,272,000 | 3,123,000 | 5,642,000 |
| Noninterest expense | 1,981,000 | 3,986,000 | 5,958,000 | 9,014,000 |
| Provision for loan losses | 220,000 | 145,000 | 145,000 | 145,000 |
| Pretax income | 56,000 | 550,000 | 583,000 | 1,244,000 |
| Income tax | 23,000 | 217,000 | 234,000 | 512,000 |
| Net income | 33,000 | 333,000 | 349,000 | 732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,334,000 | 15,598,000 | 15,580,000 | 15,901,000 |
| Total capital | 16,522,000 | 16,789,000 | 16,772,000 | 17,127,000 |
| Risk-weighted assets | 94,430,000 | 95,414,000 | 94,848,000 | 97,500,000 |