Call reports 2010
WILLAMETTE VALLEY BANK — 2010
What WILLAMETTE VALLEY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 127,964,000 | 127,651,000 | 137,123,000 | 144,041,000 |
| Total loans | 99,889,000 | 98,944,000 | 98,290,000 | 94,931,000 |
| Allowance for loan losses | 1,725,000 | 1,756,000 | 1,725,000 | 1,559,000 |
| Securities available for sale | 260,000 | 2,277,000 | 3,507,000 | 2,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,218,000 | 112,004,000 | 121,180,000 | 127,522,000 |
| Interest-bearing deposits | 104,399,000 | 99,611,000 | 97,152,000 | 100,614,000 |
| Noninterest-bearing deposits | 7,819,000 | 12,393,000 | 24,029,000 | 26,908,000 |
| Equity capital | 15,093,000 | 14,759,000 | 14,971,000 | 15,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,661,000 | 3,348,000 | 5,038,000 | 6,646,000 |
| Interest expense | 499,000 | 948,000 | 1,349,000 | 1,697,000 |
| Net interest income | 1,162,000 | 2,400,000 | 3,689,000 | 4,949,000 |
| Noninterest income | 619,000 | 1,070,000 | 2,403,000 | 4,153,000 |
| Noninterest expense | 1,630,000 | 3,383,000 | 5,545,000 | 7,865,000 |
| Provision for loan losses | 17,000 | 564,000 | 564,000 | 531,000 |
| Pretax income | 134,000 | -477,000 | -17,000 | 706,000 |
| Income tax | 51,000 | -215,000 | -28,000 | 259,000 |
| Net income | 83,000 | -262,000 | 11,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,087,000 | 14,742,000 | 14,973,000 | 15,354,000 |
| Total capital | 16,381,000 | 16,021,000 | 16,221,000 | 16,595,000 |
| Risk-weighted assets | 103,100,000 | 101,810,000 | 99,347,000 | 98,721,000 |