Call reports 2009
WILLAMETTE VALLEY BANK — 2009
What WILLAMETTE VALLEY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 117,940,000 | 125,690,000 | 130,231,000 | 139,542,000 |
| Total loans | 107,191,000 | 103,814,000 | 102,662,000 | 99,254,000 |
| Allowance for loan losses | 1,255,000 | 1,255,000 | 1,462,000 | 1,761,000 |
| Securities available for sale | 1,021,000 | 523,000 | 518,000 | 761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,629,000 | 106,797,000 | 111,506,000 | 120,847,000 |
| Interest-bearing deposits | 88,295,000 | 100,436,000 | 105,047,000 | 107,090,000 |
| Noninterest-bearing deposits | 6,334,000 | 6,361,000 | 6,459,000 | 13,757,000 |
| Equity capital | 12,404,000 | 15,009,000 | 15,027,000 | 15,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,819,000 | 3,603,000 | 5,477,000 | 7,237,000 |
| Interest expense | 690,000 | 1,354,000 | 1,954,000 | 2,534,000 |
| Net interest income | 1,129,000 | 2,249,000 | 3,523,000 | 4,703,000 |
| Noninterest income | 1,005,000 | 1,709,000 | 2,552,000 | 3,598,000 |
| Noninterest expense | 1,689,000 | 3,643,000 | 5,433,000 | 7,137,000 |
| Provision for loan losses | 188,000 | 635,000 | 947,000 | 1,506,000 |
| Pretax income | 257,000 | -320,000 | -305,000 | -342,000 |
| Income tax | 98,000 | -135,000 | -141,000 | -167,000 |
| Net income | 159,000 | -185,000 | -164,000 | -175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,389,000 | 14,995,000 | 15,015,000 | 15,005,000 |
| Total capital | 13,644,000 | 16,250,000 | 16,350,000 | 16,309,000 |
| Risk-weighted assets | 111,672,000 | 108,462,000 | 106,674,000 | 104,290,000 |