Call reports 2008
WILLAMETTE VALLEY BANK — 2008
What WILLAMETTE VALLEY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 100,861,000 | 106,538,000 | 111,951,000 | 115,920,000 |
| Total loans | 92,355,000 | 97,073,000 | 100,881,000 | 100,865,000 |
| Allowance for loan losses | 923,000 | 970,000 | 986,000 | 1,067,000 |
| Securities available for sale | 1,024,000 | 764,000 | 761,000 | 1,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,828,000 | 83,078,000 | 90,256,000 | 93,823,000 |
| Interest-bearing deposits | 73,944,000 | 76,752,000 | 84,636,000 | 86,398,000 |
| Noninterest-bearing deposits | 4,884,000 | 6,326,000 | 5,621,000 | 7,425,000 |
| Equity capital | 11,816,000 | 11,843,000 | 11,993,000 | 12,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,882,000 | 3,574,000 | 5,413,000 | 7,322,000 |
| Interest expense | 916,000 | 1,721,000 | 2,524,000 | 3,309,000 |
| Net interest income | 966,000 | 1,853,000 | 2,889,000 | 4,013,000 |
| Noninterest income | 764,000 | 1,620,000 | 2,261,000 | 3,009,000 |
| Noninterest expense | 1,488,000 | 3,137,000 | 4,512,000 | 5,993,000 |
| Provision for loan losses | -7,000 | 40,000 | 56,000 | 137,000 |
| Pretax income | 249,000 | 296,000 | 582,000 | 892,000 |
| Income tax | 97,000 | 110,000 | 245,000 | 324,000 |
| Net income | 152,000 | 186,000 | 337,000 | 568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,796,000 | 11,830,000 | 11,981,000 | 12,230,000 |
| Total capital | 12,719,000 | 12,800,000 | 12,967,000 | 13,297,000 |
| Risk-weighted assets | 97,258,000 | 103,256,000 | 107,212,000 | 109,052,000 |