Call reports 2007
WILLAMETTE VALLEY BANK — 2007
What WILLAMETTE VALLEY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 97,756,000 | 102,024,000 | 103,142,000 | 104,015,000 |
| Total loans | 89,112,000 | 91,715,000 | 95,576,000 | 92,917,000 |
| Allowance for loan losses | 892,000 | 918,000 | 956,000 | 930,000 |
| Securities available for sale | 1,237,000 | 1,226,000 | 1,242,000 | 1,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,200,000 | 87,298,000 | 91,146,000 | 88,658,000 |
| Interest-bearing deposits | 79,576,000 | 81,197,000 | 82,918,000 | 81,836,000 |
| Noninterest-bearing deposits | 6,624,000 | 6,101,000 | 8,228,000 | 6,822,000 |
| Equity capital | 10,974,000 | 11,205,000 | 11,323,000 | 11,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,934,000 | 3,919,000 | 6,033,000 | 8,086,000 |
| Interest expense | 903,000 | 1,855,000 | 2,870,000 | 3,844,000 |
| Net interest income | 1,031,000 | 2,064,000 | 3,163,000 | 4,242,000 |
| Noninterest income | 198,000 | 395,000 | 660,000 | 1,147,000 |
| Noninterest expense | 813,000 | 1,681,000 | 2,770,000 | 4,008,000 |
| Provision for loan losses | 53,000 | 79,000 | 117,000 | 91,000 |
| Pretax income | 363,000 | 699,000 | 936,000 | 1,290,000 |
| Income tax | 139,000 | 283,000 | 411,000 | 467,000 |
| Net income | 224,000 | 416,000 | 525,000 | 823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,976,000 | 11,219,000 | 11,321,000 | 11,628,000 |
| Total capital | 11,868,000 | 12,137,000 | 12,277,000 | 12,558,000 |
| Risk-weighted assets | 100,214,000 | 103,584,000 | 106,966,000 | 100,760,000 |