Call reports 2025
RESOURCE BANK, NATIONAL ASSOCIATION — 2025
What RESOURCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 811,622,000 | 827,985,000 | 868,661,000 | 861,750,000 |
| Total loans | 508,339,000 | 514,269,000 | 524,710,000 | 535,354,000 |
| Allowance for loan losses | 4,843,000 | 4,882,000 | 5,174,000 | 5,961,000 |
| Securities available for sale | 234,594,000 | 241,087,000 | 244,746,000 | 261,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 756,668,000 | 768,692,000 | 803,326,000 | 795,321,000 |
| Interest-bearing deposits | 575,364,000 | 593,759,000 | 625,594,000 | 614,221,000 |
| Noninterest-bearing deposits | 181,304,000 | 174,933,000 | 177,732,000 | 181,100,000 |
| Equity capital | 52,591,000 | 56,378,000 | 62,380,000 | 63,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,715,000 | 18,011,000 | 27,838,000 | 37,688,000 |
| Interest expense | 2,536,000 | 5,232,000 | 8,083,000 | 10,790,000 |
| Net interest income | 6,179,000 | 12,779,000 | 19,755,000 | 26,898,000 |
| Noninterest income | 2,188,000 | 4,369,000 | 6,645,000 | 8,960,000 |
| Noninterest expense | 6,506,000 | 12,780,000 | 19,400,000 | 26,228,000 |
| Provision for loan losses | 129,000 | 157,000 | 439,000 | 1,229,000 |
| Pretax income | 1,732,000 | 4,211,000 | 6,483,000 | 8,323,000 |
| Income tax | -23,000 | 12,000 | 55,000 | 87,000 |
| Net income | 1,755,000 | 4,199,000 | 6,428,000 | 8,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,593,000 | 70,938,000 | 72,038,000 | 72,466,000 |
| Total capital | 74,537,000 | 75,920,000 | 77,312,000 | 78,528,000 |
| Risk-weighted assets | 559,001,000 | 560,489,000 | 573,044,000 | 585,632,000 |