Call reports 2022
RESOURCE BANK, NATIONAL ASSOCIATION — 2022
What RESOURCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 763,583,000 | 755,640,000 | 762,665,000 | 758,643,000 |
| Total loans | 363,922,000 | 374,782,000 | 391,861,000 | 420,813,000 |
| Allowance for loan losses | 4,414,000 | 4,477,000 | 4,551,000 | 4,615,000 |
| Securities available for sale | 313,615,000 | 322,070,000 | 327,695,000 | 300,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 715,808,000 | 717,265,000 | 727,501,000 | 715,304,000 |
| Interest-bearing deposits | 532,021,000 | 542,274,000 | 547,036,000 | 534,965,000 |
| Noninterest-bearing deposits | 183,787,000 | 174,991,000 | 180,465,000 | 180,339,000 |
| Equity capital | 44,049,000 | 36,302,000 | 32,538,000 | 35,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,043,000 | 10,694,000 | 16,769,000 | 23,449,000 |
| Interest expense | 215,000 | 481,000 | 879,000 | 1,606,000 |
| Net interest income | 4,828,000 | 10,213,000 | 15,890,000 | 21,843,000 |
| Noninterest income | 1,919,000 | 3,912,000 | 5,777,000 | 7,705,000 |
| Noninterest expense | 5,134,000 | 10,114,000 | 15,164,000 | 20,786,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,541,000 | 3,864,000 | 6,263,000 | 8,423,000 |
| Income tax | 126,000 | 237,000 | 374,000 | 164,000 |
| Net income | 1,415,000 | 3,627,000 | 5,889,000 | 8,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,122,000 | 58,583,000 | 60,096,000 | 61,327,000 |
| Total capital | 61,536,000 | 63,060,000 | 64,647,000 | 65,942,000 |
| Risk-weighted assets | 453,023,000 | 469,889,000 | 473,722,000 | 510,190,000 |