Call reports 2021
RESOURCE BANK, NATIONAL ASSOCIATION — 2021
What RESOURCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 695,399,000 | 695,391,000 | 729,347,000 | 754,997,000 |
| Total loans | 344,760,000 | 349,558,000 | 357,223,000 | 358,672,000 |
| Allowance for loan losses | 4,556,000 | 4,174,000 | 4,247,000 | 4,326,000 |
| Securities available for sale | 187,798,000 | 255,848,000 | 277,879,000 | 303,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 636,497,000 | 634,980,000 | 666,903,000 | 693,848,000 |
| Interest-bearing deposits | 469,999,000 | 478,546,000 | 499,303,000 | 516,342,000 |
| Noninterest-bearing deposits | 166,498,000 | 156,434,000 | 167,600,000 | 177,506,000 |
| Equity capital | 57,328,000 | 58,441,000 | 59,963,000 | 57,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,544,000 | 10,781,000 | 16,786,000 | 22,106,000 |
| Interest expense | 292,000 | 559,000 | 788,000 | 1,011,000 |
| Net interest income | 5,252,000 | 10,222,000 | 15,998,000 | 21,095,000 |
| Noninterest income | 1,819,000 | 3,639,000 | 5,581,000 | 7,656,000 |
| Noninterest expense | 5,102,000 | 10,095,000 | 15,412,000 | 20,858,000 |
| Provision for loan losses | 150,000 | 225,000 | 300,000 | 375,000 |
| Pretax income | 3,758,000 | 5,481,000 | 7,807,000 | 9,456,000 |
| Income tax | 3,000 | 38,000 | 64,000 | 436,000 |
| Net income | 3,755,000 | 5,443,000 | 7,743,000 | 9,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,743,000 | 54,680,000 | 56,130,000 | 56,457,000 |
| Total capital | 58,299,000 | 58,854,000 | 60,377,000 | 60,783,000 |
| Risk-weighted assets | 370,411,000 | 397,927,000 | 424,046,000 | 439,160,000 |