Call reports 2019
RESOURCE BANK, NATIONAL ASSOCIATION — 2019
What RESOURCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 494,818,000 | 509,582,000 | 526,851,000 | 528,412,000 |
| Total loans | 300,831,000 | 303,597,000 | 302,715,000 | 305,632,000 |
| Allowance for loan losses | 3,753,000 | 3,833,000 | 3,922,000 | 3,929,000 |
| Securities available for sale | 148,039,000 | 160,535,000 | 165,797,000 | 169,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 447,996,000 | 459,544,000 | 474,884,000 | 475,187,000 |
| Interest-bearing deposits | 352,061,000 | 364,127,000 | 376,892,000 | 374,408,000 |
| Noninterest-bearing deposits | 95,935,000 | 95,417,000 | 97,992,000 | 100,779,000 |
| Equity capital | 45,312,000 | 48,303,000 | 50,035,000 | 50,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,925,000 | 10,095,000 | 15,396,000 | 20,522,000 |
| Interest expense | 638,000 | 1,356,000 | 2,137,000 | 2,901,000 |
| Net interest income | 4,287,000 | 8,739,000 | 13,259,000 | 17,621,000 |
| Noninterest income | 1,618,000 | 3,249,000 | 5,014,000 | 6,785,000 |
| Noninterest expense | 4,762,000 | 9,320,000 | 13,971,000 | 19,198,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 977,000 | 2,467,000 | 4,026,000 | 4,854,000 |
| Income tax | 1,000 | 23,000 | 46,000 | 61,000 |
| Net income | 976,000 | 2,444,000 | 3,980,000 | 4,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,467,000 | 45,335,000 | 46,272,000 | 46,484,000 |
| Total capital | 48,220,000 | 49,168,000 | 50,194,000 | 50,413,000 |
| Risk-weighted assets | 343,329,000 | 344,320,000 | 354,116,000 | 358,911,000 |