Call reports 2018
RESOURCE BANK, NATIONAL ASSOCIATION — 2018
What RESOURCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 467,454,000 | 468,258,000 | 467,870,000 | 473,305,000 |
| Total loans | 285,484,000 | 281,261,000 | 295,868,000 | 299,614,000 |
| Allowance for loan losses | 3,427,000 | 3,558,000 | 3,633,000 | 3,709,000 |
| Securities available for sale | 145,880,000 | 149,723,000 | 145,593,000 | 145,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,592,000 | 425,459,000 | 420,668,000 | 427,649,000 |
| Interest-bearing deposits | 336,752,000 | 335,793,000 | 334,108,000 | 336,410,000 |
| Noninterest-bearing deposits | 88,840,000 | 89,666,000 | 86,560,000 | 91,239,000 |
| Equity capital | 40,438,000 | 41,187,000 | 41,326,000 | 43,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,321,000 | 8,870,000 | 13,580,000 | 18,516,000 |
| Interest expense | 367,000 | 761,000 | 1,176,000 | 1,654,000 |
| Net interest income | 3,954,000 | 8,109,000 | 12,404,000 | 16,862,000 |
| Noninterest income | 1,440,000 | 3,082,000 | 4,579,000 | 6,181,000 |
| Noninterest expense | 4,244,000 | 8,525,000 | 12,913,000 | 17,620,000 |
| Provision for loan losses | 150,000 | 300,000 | 375,000 | 450,000 |
| Pretax income | 1,003,000 | 2,364,000 | 3,695,000 | 4,968,000 |
| Income tax | 16,000 | 38,000 | 57,000 | 92,000 |
| Net income | 987,000 | 2,326,000 | 3,638,000 | 4,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,802,000 | 42,641,000 | 43,453,000 | 44,091,000 |
| Total capital | 45,229,000 | 46,199,000 | 47,086,000 | 47,800,000 |
| Risk-weighted assets | 312,202,000 | 310,571,000 | 326,241,000 | 337,213,000 |