Call reports 2017
RESOURCE BANK, NATIONAL ASSOCIATION — 2017
What RESOURCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 440,983,000 | 451,036,000 | 458,032,000 | 459,099,000 |
| Total loans | 258,118,000 | 264,559,000 | 268,957,000 | 277,273,000 |
| Allowance for loan losses | 3,270,000 | 3,233,000 | 3,306,000 | 3,288,000 |
| Securities available for sale | 141,650,000 | 149,127,000 | 152,228,000 | 150,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,145,000 | 402,993,000 | 409,513,000 | 416,070,000 |
| Interest-bearing deposits | 306,933,000 | 315,052,000 | 322,322,000 | 327,888,000 |
| Noninterest-bearing deposits | 88,212,000 | 87,941,000 | 87,191,000 | 88,182,000 |
| Equity capital | 39,625,000 | 41,698,000 | 42,000,000 | 41,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,918,000 | 7,991,000 | 12,274,000 | 16,680,000 |
| Interest expense | 338,000 | 709,000 | 1,084,000 | 1,458,000 |
| Net interest income | 3,580,000 | 7,282,000 | 11,190,000 | 15,222,000 |
| Noninterest income | 1,347,000 | 2,716,000 | 4,153,000 | 5,636,000 |
| Noninterest expense | 4,212,000 | 8,425,000 | 12,800,000 | 17,230,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 150,000 |
| Pretax income | 711,000 | 1,700,000 | 2,591,000 | 3,608,000 |
| Income tax | 17,000 | 36,000 | 49,000 | 47,000 |
| Net income | 694,000 | 1,664,000 | 2,542,000 | 3,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,574,000 | 40,169,000 | 40,621,000 | 41,215,000 |
| Total capital | 42,844,000 | 43,402,000 | 43,927,000 | 44,503,000 |
| Risk-weighted assets | 288,264,000 | 291,763,000 | 298,241,000 | 305,714,000 |