Call reports 2016
RESOURCE BANK, NATIONAL ASSOCIATION — 2016
What RESOURCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 403,621,000 | 415,094,000 | 428,253,000 | 429,179,000 |
| Total loans | 244,246,000 | 242,242,000 | 252,432,000 | 254,745,000 |
| Allowance for loan losses | 3,088,000 | 3,169,000 | 3,245,000 | 3,326,000 |
| Securities available for sale | 128,266,000 | 137,682,000 | 138,035,000 | 133,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,431,000 | 366,705,000 | 379,481,000 | 383,380,000 |
| Interest-bearing deposits | 281,970,000 | 290,699,000 | 305,821,000 | 304,285,000 |
| Noninterest-bearing deposits | 74,461,000 | 76,006,000 | 73,660,000 | 79,095,000 |
| Equity capital | 40,948,000 | 42,056,000 | 42,159,000 | 38,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,631,000 | 7,343,000 | 11,203,000 | 15,112,000 |
| Interest expense | 339,000 | 673,000 | 1,012,000 | 1,355,000 |
| Net interest income | 3,292,000 | 6,670,000 | 10,191,000 | 13,757,000 |
| Noninterest income | 1,228,000 | 2,518,000 | 3,886,000 | 5,242,000 |
| Noninterest expense | 3,924,000 | 7,858,000 | 12,042,000 | 16,635,000 |
| Provision for loan losses | 0 | 75,000 | 150,000 | 225,000 |
| Pretax income | 664,000 | 1,326,000 | 2,032,000 | 2,656,000 |
| Income tax | 1,000 | 7,000 | 15,000 | 28,000 |
| Net income | 663,000 | 1,319,000 | 2,017,000 | 2,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,515,000 | 38,771,000 | 39,018,000 | 39,279,000 |
| Total capital | 41,603,000 | 41,940,000 | 42,263,000 | 42,605,000 |
| Risk-weighted assets | 281,999,000 | 278,284,000 | 289,817,000 | 285,962,000 |