Call reports 2015
RESOURCE BANK, NATIONAL ASSOCIATION — 2015
What RESOURCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 388,413,000 | 390,954,000 | 400,316,000 | 409,098,000 |
| Total loans | 241,344,000 | 239,202,000 | 247,311,000 | 251,216,000 |
| Allowance for loan losses | 3,104,000 | 3,120,000 | 3,136,000 | 3,073,000 |
| Securities available for sale | 120,735,000 | 125,942,000 | 126,422,000 | 130,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,937,000 | 336,031,000 | 344,548,000 | 352,352,000 |
| Interest-bearing deposits | 263,538,000 | 269,164,000 | 271,927,000 | 285,023,000 |
| Noninterest-bearing deposits | 69,399,000 | 66,867,000 | 72,621,000 | 67,329,000 |
| Equity capital | 39,301,000 | 38,633,000 | 39,399,000 | 40,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,511,000 | 7,163,000 | 10,930,000 | 14,673,000 |
| Interest expense | 383,000 | 779,000 | 1,180,000 | 1,600,000 |
| Net interest income | 3,128,000 | 6,384,000 | 9,750,000 | 13,073,000 |
| Noninterest income | 1,139,000 | 2,429,000 | 3,683,000 | 4,902,000 |
| Noninterest expense | 3,632,000 | 7,382,000 | 11,222,000 | 15,195,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 695,000 | 1,547,000 | 2,338,000 | 2,910,000 |
| Income tax | 7,000 | 21,000 | 37,000 | 53,000 |
| Net income | 688,000 | 1,526,000 | 2,301,000 | 2,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,882,000 | 37,371,000 | 37,845,000 | 38,151,000 |
| Total capital | 39,986,000 | 40,491,000 | 40,981,000 | 41,224,000 |
| Risk-weighted assets | 280,368,000 | 282,334,000 | 288,811,000 | 289,190,000 |