Call reports 2014
RESOURCE BANK, NATIONAL ASSOCIATION — 2014
What RESOURCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 379,160,000 | 385,762,000 | 379,277,000 | 381,921,000 |
| Total loans | 223,508,000 | 228,319,000 | 227,944,000 | 239,284,000 |
| Allowance for loan losses | 2,823,000 | 3,049,000 | 3,112,000 | 3,110,000 |
| Securities available for sale | 129,480,000 | 125,570,000 | 124,808,000 | 120,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,828,000 | 332,291,000 | 325,106,000 | 327,166,000 |
| Interest-bearing deposits | 261,233,000 | 263,423,000 | 257,966,000 | 261,248,000 |
| Noninterest-bearing deposits | 65,595,000 | 68,868,000 | 67,140,000 | 65,918,000 |
| Equity capital | 36,223,000 | 37,276,000 | 37,917,000 | 38,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,447,000 | 7,007,000 | 10,574,000 | 14,204,000 |
| Interest expense | 417,000 | 832,000 | 1,228,000 | 1,623,000 |
| Net interest income | 3,030,000 | 6,175,000 | 9,346,000 | 12,581,000 |
| Noninterest income | 1,124,000 | 2,323,000 | 3,561,000 | 4,783,000 |
| Noninterest expense | 3,663,000 | 7,365,000 | 11,105,000 | 14,854,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 473,000 | 1,141,000 | 1,860,000 | 2,567,000 |
| Income tax | -3,000 | 2,000 | 16,000 | 29,000 |
| Net income | 476,000 | 1,139,000 | 1,844,000 | 2,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,383,000 | 35,646,000 | 36,101,000 | 36,545,000 |
| Total capital | 38,206,000 | 38,695,000 | 39,213,000 | 39,655,000 |
| Risk-weighted assets | 261,479,000 | 262,173,000 | 261,590,000 | 270,900,000 |