Call reports 2013
RESOURCE BANK, NATIONAL ASSOCIATION — 2013
What RESOURCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 373,546,000 | 375,930,000 | 367,920,000 | 377,036,000 |
| Total loans | 207,150,000 | 212,691,000 | 205,607,000 | 211,010,000 |
| Allowance for loan losses | 2,898,000 | 2,941,000 | 2,791,000 | 2,847,000 |
| Securities available for sale | 132,712,000 | 134,293,000 | 138,357,000 | 132,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,711,000 | 325,199,000 | 316,681,000 | 325,292,000 |
| Interest-bearing deposits | 266,336,000 | 270,532,000 | 253,100,000 | 260,456,000 |
| Noninterest-bearing deposits | 55,375,000 | 54,667,000 | 63,581,000 | 64,836,000 |
| Equity capital | 35,906,000 | 34,690,000 | 35,129,000 | 35,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,343,000 | 6,958,000 | 10,948,000 | 14,374,000 |
| Interest expense | 567,000 | 1,140,000 | 1,665,000 | 2,092,000 |
| Net interest income | 2,776,000 | 5,818,000 | 9,283,000 | 12,282,000 |
| Noninterest income | 1,072,000 | 2,187,000 | 3,342,000 | 4,481,000 |
| Noninterest expense | 3,473,000 | 6,932,000 | 10,411,000 | 13,859,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 184,000 | 995,000 | 2,289,000 | 2,937,000 |
| Income tax | -12,000 | -8,000 | 11,000 | 22,000 |
| Net income | 196,000 | 1,003,000 | 2,278,000 | 2,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,538,000 | 34,094,000 | 35,070,000 | 35,307,000 |
| Total capital | 36,436,000 | 37,035,000 | 37,861,000 | 38,154,000 |
| Risk-weighted assets | 248,554,000 | 252,381,000 | 248,080,000 | 250,408,000 |