Call reports 2012
RESOURCE BANK, NATIONAL ASSOCIATION — 2012
What RESOURCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 351,521,000 | 340,262,000 | 348,579,000 | 367,877,000 |
| Total loans | 196,983,000 | 206,635,000 | 215,728,000 | 215,452,000 |
| Allowance for loan losses | 2,556,000 | 2,563,000 | 3,506,000 | 2,915,000 |
| Securities available for sale | 120,333,000 | 112,550,000 | 105,437,000 | 120,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,497,000 | 286,964,000 | 295,249,000 | 315,580,000 |
| Interest-bearing deposits | 249,545,000 | 239,356,000 | 237,785,000 | 250,489,000 |
| Noninterest-bearing deposits | 49,952,000 | 47,608,000 | 57,464,000 | 65,091,000 |
| Equity capital | 36,198,000 | 37,304,000 | 37,228,000 | 35,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,752,000 | 7,267,000 | 10,823,000 | 14,327,000 |
| Interest expense | 722,000 | 1,384,000 | 1,952,000 | 2,522,000 |
| Net interest income | 3,030,000 | 5,883,000 | 8,871,000 | 11,805,000 |
| Noninterest income | 1,024,000 | 2,144,000 | 3,307,000 | 4,436,000 |
| Noninterest expense | 3,269,000 | 6,702,000 | 9,984,000 | 13,438,000 |
| Provision for loan losses | -500,000 | -500,000 | 500,000 | 2,000,000 |
| Pretax income | 1,440,000 | 2,838,000 | 2,891,000 | 2,075,000 |
| Income tax | 5,000 | 18,000 | 35,000 | 43,000 |
| Net income | 1,435,000 | 2,820,000 | 2,856,000 | 2,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,270,000 | 35,280,000 | 34,866,000 | 33,592,000 |
| Total capital | 36,826,000 | 37,843,000 | 37,900,000 | 36,507,000 |
| Risk-weighted assets | 230,688,000 | 234,701,000 | 242,283,000 | 251,093,000 |