Call reports 2026
EXCHANGE BANK & TRUST — 2026
What EXCHANGE BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 627,375,000 | 626,801,000 |
| Total loans | 366,119,000 | 365,599,000 |
| Allowance for loan losses | 5,268,000 | 5,265,000 |
| Securities available for sale | 165,665,000 | 181,657,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 542,432,000 | 539,715,000 |
| Interest-bearing deposits | 512,128,000 | 512,862,000 |
| Noninterest-bearing deposits | 30,304,000 | 26,853,000 |
| Equity capital | 77,114,000 | 79,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,109,000 | 16,436,000 |
| Interest expense | 2,023,000 | 4,048,000 |
| Net interest income | 6,086,000 | 12,388,000 |
| Noninterest income | 646,000 | 1,283,000 |
| Noninterest expense | 3,397,000 | 6,762,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 3,338,000 | 6,917,000 |
| Income tax | 763,000 | 1,584,000 |
| Net income | 2,575,000 | 5,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 80,087,000 | 82,425,000 |