Call report 2023Q4
EXCHANGE BANK & TRUST — 2023Q4
The 22 measures EXCHANGE BANK & TRUST reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 579,470,000 | USD | evidence → |
| Total loans | 384,885,000 | USD | evidence → |
| Allowance for loan losses | 5,321,000 | USD | evidence → |
| Securities available for sale | 138,415,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 512,457,000 | USD | evidence → |
| Interest-bearing deposits | 478,139,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,318,000 | USD | evidence → |
| Equity capital | 57,472,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,194,000 | USD | evidence → |
| Interest expense | 4,793,000 | USD | evidence → |
| Net interest income | 18,401,000 | USD | evidence → |
| Noninterest income | 3,373,000 | USD | evidence → |
| Noninterest expense | 12,826,000 | USD | evidence → |
| Provision for loan losses | 640,000 | USD | evidence → |
| Pretax income | 8,109,000 | USD | evidence → |
| Income tax | 1,860,000 | USD | evidence → |
| Net income | 6,249,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,548,000 | USD | evidence → |