Call report 2020Q4
EXCHANGE BANK & TRUST — 2020Q4
The 22 measures EXCHANGE BANK & TRUST reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 515,413,000 | USD | evidence → |
| Total loans | 323,826,000 | USD | evidence → |
| Allowance for loan losses | 4,149,000 | USD | evidence → |
| Securities available for sale | 117,373,000 | USD | evidence → |
| Securities held to maturity | 2,001,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 448,708,000 | USD | evidence → |
| Interest-bearing deposits | 419,794,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,914,000 | USD | evidence → |
| Equity capital | 52,653,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,203,000 | USD | evidence → |
| Interest expense | 1,394,000 | USD | evidence → |
| Net interest income | 15,809,000 | USD | evidence → |
| Noninterest income | 2,993,000 | USD | evidence → |
| Noninterest expense | 10,807,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 7,869,000 | USD | evidence → |
| Income tax | 1,740,000 | USD | evidence → |
| Net income | 6,129,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,439,000 | USD | evidence → |