Call report 2019Q4
EXCHANGE BANK & TRUST — 2019Q4
The 22 measures EXCHANGE BANK & TRUST reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 444,393,000 | USD | evidence → |
| Total loans | 284,703,000 | USD | evidence → |
| Allowance for loan losses | 3,931,000 | USD | evidence → |
| Securities available for sale | 93,486,000 | USD | evidence → |
| Securities held to maturity | 2,004,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 388,373,000 | USD | evidence → |
| Interest-bearing deposits | 363,360,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,012,000 | USD | evidence → |
| Equity capital | 46,342,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,109,000 | USD | evidence → |
| Interest expense | 1,921,000 | USD | evidence → |
| Net interest income | 15,188,000 | USD | evidence → |
| Noninterest income | 2,864,000 | USD | evidence → |
| Noninterest expense | 10,326,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 7,576,000 | USD | evidence → |
| Income tax | 1,664,000 | USD | evidence → |
| Net income | 5,912,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,632,000 | USD | evidence → |
| Total capital | 49,563,000 | USD | evidence → |
| Risk-weighted assets | 278,952,000 | USD | evidence → |