Call report 2015Q4
EXCHANGE BANK & TRUST — 2015Q4
The 22 measures EXCHANGE BANK & TRUST reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 411,379,000 | USD | evidence → |
| Total loans | 272,580,000 | USD | evidence → |
| Allowance for loan losses | 3,958,000 | USD | evidence → |
| Securities available for sale | 87,391,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 362,147,000 | USD | evidence → |
| Interest-bearing deposits | 334,746,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,401,000 | USD | evidence → |
| Equity capital | 36,659,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,948,000 | USD | evidence → |
| Interest expense | 1,003,000 | USD | evidence → |
| Net interest income | 12,945,000 | USD | evidence → |
| Noninterest income | 3,092,000 | USD | evidence → |
| Noninterest expense | 9,235,000 | USD | evidence → |
| Provision for loan losses | 379,000 | USD | evidence → |
| Pretax income | 6,423,000 | USD | evidence → |
| Income tax | 1,953,000 | USD | evidence → |
| Net income | 4,470,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,345,000 | USD | evidence → |
| Total capital | 39,657,000 | USD | evidence → |
| Risk-weighted assets | 264,328,000 | USD | evidence → |