Call report 2014Q4
EXCHANGE BANK & TRUST — 2014Q4
The 22 measures EXCHANGE BANK & TRUST reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 410,405,000 | USD | evidence → |
| Total loans | 274,096,000 | USD | evidence → |
| Allowance for loan losses | 3,812,000 | USD | evidence → |
| Securities available for sale | 84,420,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 357,067,000 | USD | evidence → |
| Interest-bearing deposits | 332,049,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,018,000 | USD | evidence → |
| Equity capital | 34,436,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,658,000 | USD | evidence → |
| Interest expense | 1,228,000 | USD | evidence → |
| Net interest income | 12,430,000 | USD | evidence → |
| Noninterest income | 3,001,000 | USD | evidence → |
| Noninterest expense | 8,930,000 | USD | evidence → |
| Provision for loan losses | 540,000 | USD | evidence → |
| Pretax income | 5,961,000 | USD | evidence → |
| Income tax | 1,955,000 | USD | evidence → |
| Net income | 4,006,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,000,000 | USD | evidence → |
| Total capital | 37,460,000 | USD | evidence → |
| Risk-weighted assets | 276,456,000 | USD | evidence → |