Call reports 2011
EXCHANGE BANK & TRUST — 2011
What EXCHANGE BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 205,273,000 | 312,789,000 | 316,915,000 | 330,487,000 |
| Total loans | 138,932,000 | 214,006,000 | 216,667,000 | 219,325,000 |
| Allowance for loan losses | 1,667,000 | 2,849,000 | 2,889,000 | 2,818,000 |
| Securities available for sale | 45,972,000 | 63,975,000 | 65,427,000 | 65,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,137,000 | 266,495,000 | 271,865,000 | 286,508,000 |
| Interest-bearing deposits | 162,409,000 | 246,154,000 | 248,336,000 | 260,421,000 |
| Noninterest-bearing deposits | 11,728,000 | 20,341,000 | 23,529,000 | 26,087,000 |
| Equity capital | 18,388,000 | 28,816,000 | 29,102,000 | 28,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,259,000 | 6,782,000 | 10,204,000 | 13,521,000 |
| Interest expense | 384,000 | 1,166,000 | 1,739,000 | 2,285,000 |
| Net interest income | 1,875,000 | 5,616,000 | 8,465,000 | 11,236,000 |
| Noninterest income | 496,000 | 1,479,000 | 2,241,000 | 2,961,000 |
| Noninterest expense | 1,568,000 | 4,536,000 | 6,521,000 | 8,830,000 |
| Provision for loan losses | 69,000 | 163,000 | 242,000 | 411,000 |
| Pretax income | 734,000 | 2,396,000 | 3,943,000 | 4,956,000 |
| Income tax | 234,000 | 772,000 | 1,314,000 | 1,685,000 |
| Net income | 500,000 | 1,624,000 | 2,629,000 | 3,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,936,000 | 28,175,000 | 28,376,000 | 28,167,000 |
| Total capital | 19,603,000 | 30,969,000 | 31,224,000 | 30,985,000 |
| Risk-weighted assets | 143,891,000 | 223,487,000 | 227,809,000 | 226,992,000 |