Call report 2008Q4
EXCHANGE BANK & TRUST — 2008Q4
The 22 measures EXCHANGE BANK & TRUST reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 197,012,000 | USD | evidence → |
| Total loans | 135,653,000 | USD | evidence → |
| Allowance for loan losses | 1,443,000 | USD | evidence → |
| Securities available for sale | 37,780,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 165,221,000 | USD | evidence → |
| Interest-bearing deposits | 123,935,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,286,000 | USD | evidence → |
| Equity capital | 17,971,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,905,000 | USD | evidence → |
| Interest expense | 3,337,000 | USD | evidence → |
| Net interest income | 7,568,000 | USD | evidence → |
| Noninterest income | 2,062,000 | USD | evidence → |
| Noninterest expense | 4,956,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 4,575,000 | USD | evidence → |
| Income tax | 1,546,000 | USD | evidence → |
| Net income | 3,029,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,363,000 | USD | evidence → |
| Total capital | 18,806,000 | USD | evidence → |
| Risk-weighted assets | 139,416,000 | USD | evidence → |