Call reports 2010
JOHN O. MELBY & CO. BANK — 2010
What JOHN O. MELBY & CO. BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 39,269,000 | 40,533,000 | 40,189,000 | 41,782,000 |
| Total loans | 23,110,000 | 24,114,000 | 24,350,000 | 24,343,000 |
| Allowance for loan losses | 318,000 | 312,000 | 310,000 | 313,000 |
| Securities available for sale | 7,677,000 | 7,165,000 | 7,674,000 | 9,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,882,000 | 33,117,000 | 32,734,000 | 34,560,000 |
| Interest-bearing deposits | 28,801,000 | 30,108,000 | 29,206,000 | 30,430,000 |
| Noninterest-bearing deposits | 3,081,000 | 3,009,000 | 3,528,000 | 4,130,000 |
| Equity capital | 7,328,000 | 7,338,000 | 7,362,000 | 7,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 477,000 | 915,000 | 1,359,000 | 1,784,000 |
| Interest expense | 102,000 | 202,000 | 304,000 | 399,000 |
| Net interest income | 375,000 | 713,000 | 1,055,000 | 1,385,000 |
| Noninterest income | 19,000 | 46,000 | 74,000 | 94,000 |
| Noninterest expense | 269,000 | 571,000 | 871,000 | 1,168,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 122,000 | 182,000 | 249,000 | 299,000 |
| Income tax | -4,000 | -1,000 | 1,000 | 1,000 |
| Net income | 126,000 | 183,000 | 248,000 | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,376,000 | 4,370,000 | 4,372,000 | 4,334,000 |
| Total capital | 4,667,000 | 4,667,000 | 4,666,000 | 4,629,000 |
| Risk-weighted assets | 23,221,000 | 23,768,000 | 23,057,000 | 23,590,000 |
Machine access — free, no API key
Every figure shown here about JOHN O. MELBY & CO. BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.